Greg Kaiser
Executive Vice President, Holborn
Since 1920, Holborn has been a leading global reinsurance intermediary, providing efficient, tailored risk assessment and reinsurance solutions designed to optimize the reinsurance programs of US insurance organizations.
Uniquely and proudly 100% employee-owned, Holborn is renowned for being innovative and creating individualized client solutions.
Services include proprietary risk analytics, which assists clients in assessing and managing their risk exposure. Contract and claims management and reinsurance placements with high-quality and high credit-quality markets worldwide remain critical hallmarks of the firm.
Welcome to Holborn!
Since 1920, Holborn has taken a fiercely independent approach to treaty reinsurance, helping clients across the nation manage unpredictable, large loss events such as hurricanes, earthquakes, tornados, fires, hailstorms, and winter freeze, as well as terrorism, workplace injury, mass tort and latent liability claims. Cutting edge analytics, filtered through the judgment that comes with decades of experience, develops the best results for managing these catastrophic events.
We are privately held and 100 percent owned by our employees, which means Holborn’s Board, Senior Management, Brokers, Actuaries and other invested employees steer our course, answering only to the needs of our clients.
An Enduring Commitment to Clients
Our approach to service relies on customization provided by an experienced team rather than a cookie-cutter approach, which gives our clients a competitive advantage. This focus has paid off.
We know our clients – intimately – their corporate philosophy, financial goals, and risk tolerance. We develop close working relationships with employees throughout each client company. This team approach means there’s always someone here a client can talk to.
Tailored service, accessibility and sage counsel have been hallmarks of Holborn for generations, translating to long-term, trust-based relationships with dozens of clients that have been with us continuously for decades. Together, we constantly work through the issues of the day, and with the ups and downs of the cycles over time.
Clients tell us they enjoy shaking the same hands through the years. Holborn always uses its senior-most Account Executives to service clients day-in and day-out. Nuances and a full knowledge of the history of each account are hugely important in delivering value. Delivering that value is a source of great pride for us.
Employees are Our Strength
We recruit new employees carefully and train them thoroughly. As a result of our corporate culture and our employee-owned structure, Holborn employees make a strong commitment to the organization, as we do to them. Our durable business practices and limited bureaucracy allow younger employees to mature quickly by working on a variety of assignments, collaborating with Holborn’s senior staff and C-level executives from our client companies early in their careers.
Our Independence. Your Advantage!
Chairman of the Board & CEO
Since 1920
The mission of Holborn Corporation is to provide efficient tailored risk assessment and reinsurance solutions to US insurance organizations, using markets of appropriate quality. Services include risk analytics, contract and claims management, and the maintenance of trading relationships with high-quality reinsurance markets throughout the world.
Risk that is understood, managed, and clearly communicated in a way that is consumable to everyone in your organization encourages a strong risk culture. Governance, training strategies, metrics & controls, and capital allocation are techniques to ensure day-to-today adherence to your ERM program and corporate strategy. Leveraging Holborn’s comprehensive tool suite, we help tailor an ERM framework that supports managing your risks.
One of the key objectives of an insurer’s operating strategy is to maintain an acceptable target financial strength rating. Holborn has extensive experience in helping clients balance the sometimes-conflicting objectives of growth, profitability, portfolio optimization, capital adequacy, and multiple return metrics. Our robust financial analytics enable our clients to assess multiple key performance measures and analyze how various strategic decisions could be expected to impact the company’s financials and underlying qualitative and quantitative rating factors.
By their very nature, catastrophic property losses can wreak havoc on businesses and personal property, as well as the balance sheet. Media coverage of the devastation from a hurricane or tornado often makes these events seem “unexpected.” Even though recorded weather history is relatively limited (on a geologic scale), it’s clear that outliers, storms of extraordinary magnitude, have occurred before and will again.
It shouldn’t be a surprise that some of the largest insured events we see are not property, but liability-driven. Losses stemming from workers’ compensation, mass tort, clash, runaway defense costs, product liability, and punitive damage judgments can quickly add up to amounts greater than most weather or fire damages. Holborn monitors the litigious US landscape, tracking the latest judicial rulings and regional and local hotspots.
Contract wordings are continuously evolving to stay on top of emerging risks such as cyber, intellectual property, and labor laws. Working together, we ensure that the proper coverage and limits are maintained.
Holborn’s Reinsurance Security Committee (a select group of our senior managers across multiple disciplines) meets regularly to review the financial condition of each reinsurer. Each entity is closely monitored for financial and operational performance through meetings with management, rating agency activity and news releases. Our monthly newsletters keep clients informed of any noteworthy changes.
Holborn can provide clients with access to RiskRater®, a proprietary reinsurance pricing engine designed (but not limited) to manage portfolios of mutual insurers. RiskRater® employs a systematic approach to pricing that is consistent across client companies. Smaller companies with sparse rating histories are rated with the support of defined cohorts and compared with industry information to enable a more informed view of risk. Developed to be nimble and flexible without proprietary software installations, RiskRater® requires only a connection to a centralized database, where all data (present and historical) is stored and archived, allowing access to detailed information for year over year pricing.
Our way includes giving the client peace of mind of knowing they can “shake the same hand” again and again over time, and that our team is uniquely positioned to represent their interests in the marketplace, given our in-depth knowledge of their operations, business plans and issues, nuances, history, and the way they like to receive service from us and from their reinsurers. This is how we define our “client intimacy strategy.”
