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Hurricane Charley (Cat 4)

Charley Insights
Windfield modeling accurately captured:
- Storm’s unique characteristics, including narrow swath
- High-resolution differentiation of windspeeds(i.e. VRG)
Poor performance of older construction (pre-2002 FBC)
and mobile homes

Hurricane Frances (Strong Cat 2)

Frances Insights
Vulnerability module captured code and inventory
differences:
- 70-80% of buildings on east coast had plywood or engineered shutters (compared to ~20% for Charley)
- Clear examples of amplified damage in older buildings (>15 years)

Hurricane Ivan (Cat 3)

Ivan Insights
Vulnerability modeling captured state-level variability:
- Improved building performance in Pensacola area due to Florida
Building Code (implemented statewide in 2002)



Hurricane Jeanne (Cat 3)

Jeanne Insights
Importance of aggregate view of risk:
- Aggregate demand surge, seasonal
deductibles, aggregate reinsurance
limits, no. of reinstatements


Jeanne Damage – Ft. Pierce Barrier Island Region
Residential
areas
- Older shingle
roof losses
- Blue tarps
are from Frances

Old roof covering vs. new roof covering

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